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Your credit rating: what it is and how to check it
If you’re trying to get a loan, mortgage, overdraft, or credit card, you need to have a credit score that is high enough that lenders will trust that you can pay them back. A number of different companies (including Experian, Equifax and Callcredit) calculate your credit score based on a wide variety of factors.
It’s good to know your credit score so that you can have a good idea that …